Vermont’s Child Care Financial Assistance Program (CCFAP) provides financial subsidies to help eligible families pay for child care while parents are working, searching for work, pursuing education, etc. The Vermont Agency of Human Services, Department for Children and Families (DCF), as approved by the legislature, sets the maximum rates that can be paid for care under CCFAP. CCFAP is funded in part by the federal Child Care and Development Fund (CCDF). Federal guidance from the U.S. Department of Health and Human Services recommends that states establish rates that allow assisted families access to at least 75% of the child care market. States are required to conduct a market rate survey every two years and reference state rates to the 75th percentile of market rates – that is an amount equal to or greater than the rate charged by 75% of all child care providers. The market rate refers to the amount child care programs charge to the general public. (author abstract)